Due diligence beyond a PDF summary
Filed accounts show the minimum a company must disclose. Material uncertainties, related-party transactions, and ownership signals often sit in the notes and the register — not the headline numbers. Verif-AI reads the full filing package, not a single uploaded document.
Everything in one search.
Comprehensive Briefing
Financial headline summary, cash runway analysis, going concern opinion, and forward-looking risk flags. Everything you need for informed decision-making.
Director & PSC Analysis
Full officer history, persons of significant control, appointment patterns, and governance risk indicators.
Sanctions & PEP Screening
All directors screened against FCDO consolidated sanctions list and UK Parliament members database. Audit-ready compliance output.
7-Year Financial Trends
Multiple filings of balance sheet and P&L data in interactive charts. Spot long-term patterns that single-year snapshots miss.
AI-Written Intelligence
Not just numbers — our AI writes a narrative explaining what the data means, highlighting strengths, weaknesses, and areas of concern.
Compliance-Ready Output
Structured reports suitable for regulatory filings, board presentations, and client advisory documentation.
Group Structure & Distress
See the whole business, not one entity. We map the corporate group — parent, subsidiaries, controlling shareholder, and sister companies sharing directors — with the evidence for each link, and flag distress across it: insolvency, overdue accounts, or a board that's walked.
ChatGPT reads one file. We read the filing package.
Filed accounts are what the company is legally allowed to disclose — not the full picture. UK companies can file abridged accounts, skip an audit, and bury material uncertainties in the notes. Dropping a PDF into ChatGPT or Claude gives you a summary of one document. A Deep Dive reads the digital filing, scans the full PDF, and cross-checks the Companies House register.
| PDF in ChatGPT / Claude | Verif-AI Deep Dive | |
|---|---|---|
| Source | Whatever you upload | Official CH filings — digital iXBRL + full PDF |
| Numbers | May misread £000 columns; no reconciliation | Audited digital tags where available; balance-sheet validation |
| The notes | Often skimmed or paraphrased | Going concern, auditor opinion, related parties, contingent liabilities |
| Thin filings | Can look like a normal set of accounts | Flags audit-exempt, abridged, and P&L-not-disclosed regimes |
| People & control | Not in the PDF you uploaded | Directors, PSCs, charges, dissolved-company links |
| Screening | None | Sanctions, PEP, and disqualified-director checks |
| Repeatability | Different answer each chat session | Same filing → same cited extraction, stored on the company |
Neither tool sees what was never filed. Verif-AI reads everything that was filed and registered — including what the headline figures do not show.
Three steps from company name to plain-English brief.
Type any UK company
Search by name or registration number across 5m+ UK companies. We pull filings, accounts and director list directly from Companies House.
Get the plain-English brief
Five briefings answer the questions an analyst would ask — cash, profit, ownership, filing history, and red flags hiding in the notes.
Add the brief to your file
One £9.99 Deep Dive gives you the AI analysis, director-network intelligence, sanctions screening and a printable PDF you can hand on.
Quick answers.
What is business due diligence?
Business due diligence is the process of investigating a company's financial health, legal standing, ownership, and risk profile before entering into a business relationship, investment, or transaction.
Can I just upload the accounts PDF to ChatGPT or Claude?
You can — you'll get a readable summary of one document. You won't get audited digital iXBRL tags, multi-year structured data, Companies House cross-checks (directors, PSCs, charges, filing history), compliance screening, or systematic extraction of audit notes and related-party disclosures. Generic AI also won't flag when a filing is audit-exempt or abridged, and it can misread £000 table columns without telling you.
Do filed accounts hide bad news?
Companies file what the law requires — and UK small companies can file less than you'd expect (balance sheet only, no audit, no full P&L). Material issues are often in the notes, not the front page. Verif-AI is built to read those notes and flag when the filing itself is thin.
Can Verif-AI see things that aren't filed?
No — and neither can ChatGPT. Nothing in the public register reveals off-book arrangements. What we do is read everything that was filed and registered, connect it across years and people, and surface what the headline figures don't show.
Who uses due diligence tools?
Solicitors, accountants, investors, lenders, procurement teams, M&A advisors, and compliance officers all use due diligence tools to assess counterparty risk and meet regulatory requirements.
Does this include sanctions screening?
Yes. Deep Dive reports screen all directors against the FCDO consolidated sanctions list and cross-reference UK Parliament members for PEP (Politically Exposed Person) identification.
How does AI improve due diligence?
AI reads and analyses years of filed accounts in a few minutes — work that would take a human analyst hours. It identifies patterns, flags anomalies, and writes plain-English commentary, making the output accessible to non-financial professionals.
Start Due Diligence — free, no signup.
Type any UK company name or registration number to get started. Quick Check is free. Upgrade any report to a £9.99 Deep Dive when you need the AI analysis.
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