Company Financial Health Check

Is the company you're dealing with financially healthy? Get an instant AI-powered assessment from official filings — health score, cash analysis, risk flags, and plain-English commentary.

Why choose Verif-AI?

Health Score (0-100)

A single number that tells you where a company stands — calculated from liquidity ratios, debt levels, profitability, and cash reserves.

Risk Flag Summary

Automated detection of declining cash, rising debt, negative equity, late filings, and other warning signs.

AI-Written Commentary

Plain-English analysis explaining what the numbers mean — written by AI, structured for professionals.

Cash Runway Analysis

How long can the company survive at current burn rates? Deep Dive reports include forward-looking cash analysis.

Director Stability Check

Track appointment and resignation patterns. Frequent director changes can signal governance issues.

10 Years of Filing History

See how the company has evolved over a decade — revenue trends, asset growth, and structural changes.

Frequently Asked Questions

What does a financial health check include?

A financial health check analyses a company's balance sheet, profit and loss accounts, cash position, debt levels, and filing history to produce an overall health score and identify financial risks.

Why should I check a company's financial health?

Before signing contracts, extending credit, investing, or partnering with a business, understanding their financial stability helps you avoid costly surprises. Red flags like declining cash or negative equity can indicate serious risk.

How is the health score calculated?

The score combines multiple financial indicators: current ratio (liquidity), debt-to-equity ratio, cash trend, profitability margin, and filing compliance. Each factor is weighted and normalised to a 0-100 scale.

Can I use this for supplier due diligence?

Absolutely. The financial health check is used by procurement teams, credit managers, and supply chain professionals to assess supplier risk before committing to contracts.

Simple, Pay-As-You-Go Pricing

Buy credits once — use them whenever you need. No subscriptions, no monthly fees. Data extractions are always free.

Starter

£9
100 credits
  • 2 Deep Dive Reports
  • Unlimited free data extractions
  • Health scores, charts & live news
  • Perfect for trying AI-powered reports
Best Value

Professional

£29
350 credits
  • 7 Deep Dive Reports
  • Full risk & compliance screening
  • Director & ownership insight
  • Unlocks full narrative analysis

Enterprise

£99
1,250 credits
  • 25 Deep Dive Reports
  • Bulk company screening
  • Full intelligence & compliance suite
  • Best per-credit value

Check any UK company now — free